The minimum order amounts with Sezzle are as follows:
| Sezzle merchants* | Single-use Virtual Card | Multi-use Virtual Card | |
| Pay in 5 | $50 | $50 | $50 |
| Pay in 4 | $20 | $35 | $20 |
| Pay in 2 | $10 | Not available | Not available |
|
Pay in 1 (Pay in Full) |
No minimum | Not available | No minimum |
*Direct online checkout, no virtual card. For these types of orders, you cannot complete checkout until your cart size reaches the required minimum, unless the merchant has set a minimum purchase total higher than this amount.
All minimums are listed in USD (including tax and all other fees). Depending on the merchant you are attempting to shop with, some exclusions may apply. Canadian minimum order requirements will be in CAD converted from USD.
For online or in-store orders placed with the multi-use virtual card, if your total is less than the required minimum, you will be processed for the total amount instead of paying in biweekly installments (including split shipments of less than $20).
Sezzle Virtual Cards are issued by both WebBank, and Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. The issuer of the card will be displayed at the time of issuance. See User Agreement for details. Sezzle provides access to financing in the form of installment loans.
Sezzle is not a bank.
Pay later loans are originated by WebBank or Sezzle. Refer to your loan agreement for lender information. For example, for a $300 loan, you would make one $75 down payment today, then three $75 payments every two weeks for a 35.40% annual percentage rate (APR) and a total of payments of $305.99 which includes a $5.99 Service Fee (finance charge) charged at loan origination. Service fees vary and can range from $0 to $5.99 depending on the purchase price and Sezzle product. Actual fees are reflected in checkout.