If an order qualifies for long-term financing, you will be offered the opportunity at checkout to get prequalified or to check your eligibility for Sezzle’s long-term financing options through Bread Financial®. Not all who apply for long-term financing may receive credit terms.
After providing your information, the long-term financing partner will determine the flexible financing options you are prequalified for. While pre-qualification does not affect your credit score, once you apply for your preferred loan, a hard credit check may be performed depending on the lender. You will then be asked to sign your loan agreement. After this, your order is complete! Along with the order confirmation from the merchant, you will receive an order confirmation email from Sezzle and a loan confirmation email from the long-term financing lender within two weeks.
After receiving the order confirmation, you can see your long-term financing orders with Sezzle in your Sezzle dashboard. Still, all account actions can only occur through your account with the lender. This will include making payments, updating your contact information, etc.
When your order is placed, our long-term financing partner pays the merchant in full immediately, so the merchant has their funds immediately and can begin processing your order.
Sezzle’s long-term financing options are only available for a select number of merchants now. We will continue adding new merchants, so keep looking for Sezzle’s long-term financing options as you shop with Sezzle!
Long-term financing options are only available to U.S. shoppers at this time.