If an order qualifies for long-term financing, you may be offered the opportunity at checkout to get prequalified or to check your eligibility for Sezzle’s long-term financing options through Bread Financial® or through Sezzle directly. Not all who apply for long-term financing may receive credit terms.
After providing your information, it will determine the flexible financing options you are prequalified for. While pre-qualification does not affect your credit score, once you apply for your preferred loan, a hard credit check may be performed depending on the lender. You will then be asked to sign your loan agreement. After this, your order is complete! Along with the order confirmation from the merchant, you will receive an order confirmation email from Sezzle within two weeks. If the order is placed through our long-term financing partner, Bread, you will also receive a loan confirmation email from them.
After receiving the order confirmation, you can see your long-term financing orders with Sezzle in your Sezzle dashboard.
For Bread orders, all account actions can only occur through your account with the lender. This will include making payments, updating your contact information, etc. When your order is placed, the merchant is paid in full immediately, so the merchant has their funds and can begin processing your order.
Long-term financing options through Sezzle are available for a select number of merchants now. We will continue adding new merchants, so keep looking for Sezzle’s long-term financing options as you shop with Sezzle!
Long-term financing options are only available to U.S. shoppers at this time.
Pay Monthly loans are originated by third party lenders, including WebBank. Refer to your loan agreement for details. APR ranges from 0.00%–35.99% based on creditworthiness and term length, subject to credit approval. For example, a $1,000 loan over 6 months would result in 6 monthly payments of $166.67 at 0.00% APR, $178.90 at 24.99% APR, or $184.29 at 35.99% APR. Minimum purchase amount and down payment may be required.