As long as you pay off your installments on the dates scheduled when the order was placed, Sezzle will not charge any fees on your order. If a payment fails, or if you need to reschedule your installments, fees may be charged on your payments. Fees charged by Sezzle are always processed with the payment as one lump sum, but you may have separate fees charged depending on your financial institution.
$5 Fee - Rescheduled Payment Fee
When you reschedule your payments on an order for the second or third time, a $5 fee is added to your next upcoming payment. Since we notify you of the fee before you reschedule your installments, there is not a way for you to remove the fee. Learn more about rescheduling here.
$10 Fee - Failed Payment Fee
If we aren't able to process a payment (often either because a card expired or there are not sufficient funds within the account), a $10 fee is added to that payment. However, this fee can be waived automatically if you successfully pay off the payment within 48 hours of the failure. Learn more about failed payments here.
Any Fee Charged Separately
While you could have multiple fees on an order (rescheduling fees and a failed payment fee), Sezzle fees are always charged with the payment. For example, if you had a $10 payment with a $5 fee, it would show as a single $15 charge on your payment method.
If you see a separate fee tied to Sezzle on the statement from your bank or credit card company, that's most likely a fee they have charged. This typically happens when there were not enough funds available for the transaction. Sometimes called an "overdraft," "courtesy," or "NSF fee," they commonly are around $30 but can be larger than $50. If you see one of those fees on your account, please reach out to your financial institution directly - they are the only ones that can see the fee and will be the only ones who can explain why it was charged.