As long as you pay off your installments on the dates scheduled when the order was placed, Sezzle will not charge any fees on your order. If a payment fails, or if you need to reschedule your installments, fees may be charged on your payments. Fees charged by Sezzle are always processed with the payment as one lump sum, but you may have separate fees charged depending on your financial institution.
Rescheduled Payment Fee
When you reschedule your payments on an order for the second or third time, a fee* is added to your next upcoming payment. Since we notify you of the fee before you reschedule your installments, there is no way to remove the fee. Learn more about rescheduling here.
Failed Payment Fee
If we aren't able to process a payment (often because a card has expired or there are not sufficient funds within the account), a fee* is added to that payment. However, this fee can be waived automatically if you successfully resolve the payment within 48 hours** of the failure. Learn more about failed payments here.
Any Fee Charged Separately
Sezzle fees are always charged with payments, and occasionally you can have multiple fees on one order. For example, if you had a failed payment fee and a rescheduling fee on the same payment, it would show as a single charge on your payment method with those fees added to the payment amount.
If you see a separate fee tied to Sezzle on the statement from your bank or credit card company, that's most likely a fee they have charged. This typically happens when there were not enough funds available for the transaction. Sometimes called an "overdraft," "courtesy," or "NSF fee," these are commonly around $30 but can be larger than $50. If you see one of these fees on your account, please reach out to your financial institution directly—they are the only ones who can see the fee and will be the only ones who can explain why it was charged.
*Fees may not be applicable to shoppers in certain regions—please review our user agreement for more information. Where imposed, fee amounts are determined by individual state regulations and will reflect accordingly on your Sezzle account upon reschedule or failed payment.