Sezzle Balance is a digital gift card–style account within the Sezzle platform that allows shoppers to store, manage, and spend funds easily. Users can add money from a linked debit card or bank account. It is available to U.S. residents (excluding territories) who are at least 18 years old.
Adding Funds & Fees:
You can add money to your Sezzle Balance through:
- Refunds from returned purchases made through Sezzle
- Sezzle Spend rewards earned from eligible transactions
- A linked debit card or bank account (up to a $4.99 fee Load Fee applies)
- Shoppers can load between $30 and $500 per transaction.
- Monthly load limits are the greater of $500 or the total outstanding balance.
- Inactivity Fees: Sezzle Balance Accounts with no purchase or login activity for one year will incur a $4.99 monthly inactivity fee up to $5.00, deducted from your available Sezzle Balance.
- Note – Sezzle Balance Accounts that have a $0 balance will not be charged this fee.
Using Sezzle Balance
- Funds can be used to pay for purchases made through Sezzle.
- Sezzle Balance can also be applied to outstanding amounts owed to Sezzle.
- If the balance is insufficient for a purchase, an additional payment method will be required.
How to Add Funds to Your Sezzle Balance with a Debit Card or Bank Account
Adding Funds with a Debit Card or Bank Account:
- Log in to your Sezzle account, click on Account, then select Sezzle Balance.
- Enter the amount you wish to add (you can load between $30 and $500 per transaction).
- Choose your payment method:
- You can load your balance using a credit or debit card
- Click Continue.
- Review your transaction details and click Confirm.
Important: If you haven’t verified your identity by providing your SSN, you’ll be prompted to do so before completing the transaction. You’ll only need to verify once.
- After confirming, if added with a card, your funds will be added to your Sezzle Balance and ready to use immediately. Adding funds with a bank account may take up to 7 business days to process and will not be available to use until the processing time has finished.
Withdrawing Funds
- Sezzle Balance cannot be withdrawn but can be used for purchases made through Sezzle. If you close your account with a remaining balance, those funds will be forfeited.