For more information on the virtual card1 programs, see "What is a single-use card, and how does it work?" and “How do I use the multi-use virtual card?”
Insufficient estimated spending power
Even though you are not charged until your order is placed, having a single-use card or active purchase request directly impacts your estimated spending power. If you are attempting a new purchase above your remaining estimated spending power, check if you have any unused single-use cards or active purchase requests and cancel them to free up your estimated spending power.
| Single-use Card/Purchase Request status | Estimated Spending Power Impact |
| Expired/Canceled | The total amount is returned to the estimated spending power total. |
| Not entirely used | The leftover amount is returned to the estimated spending power total. |
| Is not enough / Is not present | No change to estimated spending power yet. A new single-use card/purchase request covering the whole order total will need to be made and if approved, the order amount will be deducted from the estimated spending power total. |
See tips here for action items you can take toward increasing your estimated spending power.
1Sezzle Virtual Cards are issued by both WebBank, and Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. The issuer of the card will be displayed at the time of issuance. See User Agreement for details. Sezzle provides access to financing in the form of installment loans.
Sezzle is not a bank.