The single-use virtual card1 allows you to pay in 42 anywhere Visa is accepted. All purchases are subject to Sezzle’s Acceptable Use Policy. If you are eligible, you can create a single-use card to be used in-store with Apple or Google Pay or online.
Sezzle is committed to financially empowering shoppers by supporting responsible spending. Therefore, our system does not approve 100% of orders. We are unable to approve any orders or increase estimated spending power manually.
Please note that there may be certain purchases in which the merchant requires a physical or specific payment method (i.e., a hotel authorization requiring a credit card on file). In these cases, the merchant may decline the purchase despite the order being eligible for approval with Sezzle. If this occurs, please reach out to the merchant directly for more information.
Here are some reasons the single-use virtual card might be declined:
- You are attempting to use a single-use virtual card that has expired or already been used
- You are attempting to use a single-use virtual card at a merchant that the card was not approved for
- You are attempting an order above the single-use card-approved amount
- It is against Sezzle's Acceptable Use Policy - Ensure items in your order are not against policy.
- Related to products or services involving unlawful or illegal activities
- Related to products or services involving financial services, commodities for trade, or gambling
- Related to non-bona-fide and other unpermitted transactions
- It is an International Purchase - Only US transactions are accepted at this time.
For more common decline reasons, click here. If these situations do not apply to your account, but you are still getting declined, contact us at support@sezzle.com.
1Sezzle Virtual Cards are issued by both WebBank, and Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. The issuer of the card will be displayed at the time of issuance. See User Agreement for details. Sezzle provides access to financing in the form of installment loans.
Sezzle is not a bank.
2Pay in 4 and Pay in 2 loans are originated by WebBank except loans in IA and Puerto Rico. For example, for a $300 loan, you would make one $75 down payment today, then three $75 payments every two weeks for a 35.40% annual percentage rate (APR) and a total of payments of $305.99 which includes a $5.99 Service Fee (finance charge) charged at loan origination. Service fees vary and can range from $0 to $5.99 depending on the purchase price and Sezzle product. Actual fees are reflected in checkout.