Note: This article is specific to orders placed using long-term financing.
To manage payments associated with long-term financing partners, you will need to work with them directly using the contact information provided here.
- How do I update or change my payment method on long-term orders?
- Can I pay my loan back early?
- What happens if I am late on a long-term lending payment?
- Can I pay off my loan with a credit card?
How do I update or change my payment method on long-term orders?
You can update your payment method from the long-term financing partner’s member portal. Changing the payment method on a scheduled or automatic payment may take up to one billing cycle to complete. Access the member portal links to Sezzle’s long-term financing partners below:
Bread FinancialTM: member-portal.breadpayments.com/login
Oportun: https://account.oportun.com/creditaccounts
Can I pay back my loan early?
Yes! You can prepay anytime for all or part of your loan. There is never a penalty for paying early.
Will paying back my loan early change my installment payment amount?
Paying your loan early will not adjust your installment payment amount. Any amount paid beyond your monthly minimum payment will apply to the loan's principal balance. Though you may still need to make the same monthly payment, this can save you money on interest over time and allow you to finish repayment sooner. You can learn more about how early payments affect your credit account by contacting your lender directly.
What happens if I am late on a long-term lending payment?
If you don’t submit your payments by your due date, your account will be past due. Long-term lending partners may charge applicable fees according to their policies for late or failed payments. Paying late may impact your eligibility for long-term financing loans in the future. It may also affect your credit score, as repayment information may be reported to the credit bureaus. Please refer to the policies of the specific lender used for the order for more information.
Can I pay off my loan with a credit card?
You cannot make payments on long-term financing loans via credit cards. Please see which payment methods Sezzle’s long-term financing partners accept and more information on their website.