Unfortunately, our agents cannot raise spending power manually due to our system's unique approval process and flexibility. Our process looks at various factors when determining your spending power, including your repayment history with Sezzle and the overall financial picture. Because we evaluate spending power regularly, yours will change over time, and with good repayment history, it should increase!
You can do a few things to keep your account in good standing with Sezzle!
Stay on top of your payments.
Failing payments on your account can affect your spending power, even if you resolve them immediately. Be sure you have payment reminder notifications turned on in your dashboard so you don't miss a payment. Learn more about failed payments here. Remember that you can reschedule payments ahead of their due date if something has changed and you cannot make a timely payment.
Pay off outstanding installments.
As you pay off outstanding installments, the amount of the paid installment may increase your spending power toward your next purchase.
Ensure at least 25% of the transaction amount is available on your payment method.
To complete a transaction, you will need to have a down payment of at least 25% of the order total available on your payment method. Ensuring you have this amount available before attempting a transaction does not guarantee that you will be approved for an order but increases the likelihood of approval.
Pay attention to active purchase requests and cancel ones that are not needed.
Even though you are not charged until you make the purchase, having an active purchase request directly impacts your spending power. If you are attempting a purchase above your remaining spending power, check to see if you have any active, unused purchase requests and cancel them to free up your spending power. See How does a Virtual Card purchase request impact my spending power?
Purchase requests are in BETA. Because of this, merchant-specific spending power will not reflect active purchase requests. Our team is working to implement this soon. It’s best to keep your overall spending power and active purchase requests in mind when attempting a new Sezzle order.
While we cannot guarantee that your spending power will increase after performing the above actions, taking the above steps will demonstrate a positive repayment history and increase the likelihood of your spending power rising over time.