Unfortunately, our agents cannot raise estimated spending power manually due to our system's unique approval process and flexibility. Our process looks at various factors when determining your estimated spending power, including your repayment history with Sezzle and the overall financial picture. Because we evaluate estimated spending power regularly, yours will change over time, and with good repayment history, it should increase.
Here are a few things to keep your account in good standing with Sezzle:
Stay on top of your payments.
Failing payments on your account can affect your estimated spending power, even if you resolve them immediately. Be sure you have payment reminder notifications turned on in your dashboard so you don't miss a payment. Learn more about failed payments here. Remember that you can reschedule payments ahead of their due date if something has changed and you cannot make a timely payment.
Pay off outstanding installments.
As you pay off outstanding installments, the amount of the paid installment may increase your estimated spending power toward your next purchase.
Ensure at least 25% of the transaction amount is available on your payment method.
To complete a transaction, you must have a down payment of at least 25% of the order total available on your payment method. Ensuring you have this amount available before attempting a transaction does not guarantee that you will be approved for an order but increases the likelihood of approval.
Pay attention to active purchase requests or single-use virtual cards1 and cancel ones that are not needed.
Even though you are not charged until you make the purchase, having an active purchase request or single-use virtual card directly impacts your estimated spending power. If you are attempting a purchase above your remaining estimated spending power, check to see if you have any active, unused purchase requests or single-use cards and cancel them to free up your estimated spending power. See How do single-use cards or purchase requests impact my estimated spending power?
While we cannot guarantee that your estimated spending power will increase after performing the above actions, taking the above steps will demonstrate a positive repayment history and increase the likelihood of your estimated spending power rising over time.
1Sezzle Virtual Cards are issued by both WebBank, and Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. The issuer of the card will be displayed at the time of issuance. See User Agreement for details. Sezzle provides access to financing in the form of installment loans.
Sezzle is not a bank.