SezzleCash is a Cash Advance product that allows eligible users to access cash advances to cover short-term cash flow needs. Sezzle will send the agreed-upon amount of money to either a bank account or a debit card, with repayment being 14 days from the date of consummation.
Advances are to be repaid in full within 14 days from the date of consummation of the SezzleCash product. We currently do not offer installments on Cash Advance products.
Who is eligible to use SezzleCash?
Eligibility criteria may include:
- Active account and verified SSN with Sezzle.
- Demonstrate a history of positive transactions and on-time repayment behavior with Sezzle.
- Actively enrolled in a Sezzle Anywhere subscription.
How much can a consumer borrow?
- Advance amounts typically range from $50 to $300, but vary based on your Sezzle payment history. A
large outstanding balance with Sezzle will affect your ability to get a SezzleCash Cash Advance. - The eligible advance limit varies by user and may increase over time with positive repayment history.
What are the fees or costs?
- A service fee up to $7.49 will be charged for a SezzleCash loan.
- Advances may include a flat Service fee, an optional Express (expedited funding) fee, or a subscription
access requirement. - The optional Express Fee may be available to you; this fee is to process the advance to a debit card,
which is delivered instantaneously. This is not required to get your SezzleCash, Cash Advance. - All fees are disclosed upfront before the consumer accepts the advance.
How does repayment work?
- You will be able to select a bank account or debit/credit card for repayment, which will be processed
automatically on your due date, displayed in the confirmation screen, and can be viewed and managed
in the Sezzle App. - You have the option to repay early at no extra cost.
Does using SezzleCash affect credit scores?
- No hard credit check is performed to determine eligibility.
- Repayments are only reported to credit bureaus if you are enrolled in the Sezzle Up Credit Reporting program.
How quickly can funds be accessed?
- Standard delivery: up to 5 business days (ACH).
- Expedited delivery: instant or same day, for an additional fee, the bank/financial institution you use
may play a factor in the speed of your SezzleCash delivery.