SezzleCash is a Cash Advance product that allows eligible users to access cash advances to cover short-term cash flow needs. Sezzle will send the agreed-upon amount of money to either a bank account or a debit card, with repayment being 14 days from the date of consummation.
We currently do not offer installments on Cash Advance products. Each SezzleCash request is subject to review at the time of the request; approval is not guaranteed
Who is eligible to use SezzleCash?
Eligibility criteria may include:
- Active account and verified SSN with Sezzle.
- Demonstrate a history of positive transactions and on-time repayment behavior with Sezzle.
- Actively enrolled in a Sezzle Anywhere subscription.
How much can a consumer borrow?
- Advance amounts typically range from $50 to $300, but vary based on your Sezzle payment history. A
large outstanding balance with Sezzle will affect your ability to get a SezzleCash Cash Advance. - The eligible advance limit varies by user and may increase over time with positive repayment history.
What are the fees or costs?
- A service fee of up to $7.49 will be charged for a SezzleCash loan. SezzleCash service fees are determined by the amount of your SezzleCash request.
- Advances may include a flat Service fee, an optional Express (expedited funding) fee, or a subscription access requirement.
- The optional Express Fee may be available to you; this fee is to process the advance to a debit card,
which is delivered instantaneously. This is not required to get your SezzleCash Cash Advance. - All fees are disclosed upfront before the consumer accepts the advance.
How does repayment work?
- You will be able to select a bank account or debit/credit card for repayment, which will be processed
automatically on your due date, displayed in the confirmation screen, and can be viewed and managed
in the Sezzle App. - You have the option to repay early at no extra cost.
Does using SezzleCash affect credit scores?
- No hard credit check is performed to determine eligibility.
- Repayments on the SezzleCash product are not reported to credit bureaus at this time.
How quickly can funds be accessed?
- Standard delivery: up to 3 business days (ACH).
- Expedited delivery: instant or same day, for an additional fee, the bank/financial institution you use
may play a factor in the speed of your SezzleCash delivery.