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How do I build my credit with Sezzle Up?

  • Updated

Sezzle Up is the buy now, pay later option that works with you to help build your credit. When you upgrade to Sezzle Up, you enable us to report your payment history to the credit bureaus. By making your payments on time, you can increase your credit score!

We are here to guide you on your journey of financial empowerment. We offer guidance, support, and education as you improve your credit and increase the buying power you need to secure your future and shape your world.

How do I upgrade to Sezzle Up?

US Shoppers CA Shoppers

  1. Pay off one order on time or early.

  2. Link your bank account as the default for scheduled payments.

  3. Enter your valid SSN and confirm your personal information.
  1. Pay off one order on time or early.
  2. Connect your debit card as the default payment method for scheduled payments.
  3. Confirm your personal information and enter your valid SIN (SIN optional).

Sezzle Up is available to all US shoppers. This beta version is currently being tested in Canada, and because of this, Sezzle Up availability may vary by individual. 

Once upgraded, you can view how each month has been reported to the bureaus in the Sezzle app by selecting "Account" and then "Sezzle Up" under the Benefits section. This page will display if a particular month has been reported to the credit bureaus and if it was reported with on-time payments ("Current") or with any delinquencies ("Not Current"). If there is nothing filled in for the month, then that means we haven’t reported anything for that month yet.

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