What is Sezzle Up?

Sezzle Up is the buy now, pay later option that works with you to help build your credit and boost your buying power. When you upgrade to Sezzle Up, you enable us to report your payment history to the credit bureaus. By making your payments on time, you can increase your credit score. And, we increase your spending limit so you have more buying power.

For more information, please visit our Sezzle Up page at the link below:

https://my.sezzle.com/sezzle-up/

What are the benefits of upgrading to Sezzle Up?

When you upgrade to Sezzle Up you can enjoy these benefits:

1. See your Sezzle limit: spend up to your Sezzle limit and pay-in-four at our 34,000+ stores
2. Boost your limit: keep your account in good standing to boost your spending limit.
3. Build your credit: always pay on time to build your credit score.

We are here to guide you on your journey of financial empowerment. We offer guidance, support and education as you improve your credit and increase the buying power you need to secure your future and shape your world.

How do I upgrade to Sezzle Up and start my credit journey?

Start your credit journey by following these 3 simple steps:

1. Link your bank account: Connect your bank account as default for scheduled payments, you will still be required to have a credit or debit card on file for default for first payments.
2. Pay off one order: Pay off one order on time or early to qualify for Sezzle Up.
3. Verify your account information: Enter your valid SSN and confirm your personal information.

Common Questions

Why is Sezzle Up asking for my Social Security Number?

We collect a valid Social Security Number to verify your identity. This helps us to report your payment behavior to credit bureaus. On-time payments help to build your credit score.

How often does Sezzle increase limits?

You will receive an increase in your limit when you join Sezzle Up. In addition, Sezzle continuously evaluates your usage and payment behavior to see if you’re eligible for additional increases in your limit. You will typically see a credit limit increase within 30 days of paying off your first order, and thereafter depending on your responsible usage and payment behavior.

Why do I need to connect my bank account for payments?

Linking your bank account and setting it as your primary payment option for scheduled payments is required to join Sezzle Up. We’ve added this step as an extra layer of identification and security. 

Will I lose access to Sezzle Up if I do not continue paying by bank account?

Keep your bank account as your default payment method for scheduled payments. You will not lose access to Sezzle Up if you keep your bank account as default for scheduled payments but you may also use alternate payment methods to pay off orders. You can establish secondary payment methods any time by logging in to your dashboard and navigating to Settings > Payment Methods.

What if I no longer want to receive the benefits of Sezzle Up?

You will need to close your Sezzle account if you do not want to be reported.

I am a regular Sezzle user but I have not received communication to join Sezzle Up. How do I get Sezzle Up?

Sezzle Up is currently available to shoppers in the United States and its territories. Users will have the ability to join Sezzle Up once they’ve paid off one purchase on time or early, have linked a bank account and set it as their primary payment method, and have verified their valid Social Security Number.

*Sezzle Up is currently available to shoppers in the United States and its territories. For more information, please review our user agreement.

Learn more about how Sezzle Up impacts your credit score:
-Help Article: How does Sezzle Up impact my credit