What is my spending limit? | Can Sezzle increase my spending limit?
Sezzle is committed to financially empowering shoppers by supporting responsible spending and evaluating customer limits and potential approvals with every purchase attempt. Our automated system considers a variety of factors during the approval process, including how long you've been a Sezzle shopper, the information you provided at sign-up (soft credit check), your order history with Sezzle, and a few other factors.
Spending limits are systematically determined by our decisioning process and the Sezzle Support Team is unable to share spending limits, increase spending limits, or manually approve any orders.
What is my spending limit?
There are a few ways you can have access to your spending limit! By completing one of the items below, you will gain access to your spending limit, along with the other benefits listed.
- Join Sezzle Up - Upgrading to Sezzle Up will allow your shopping and payment history to be shared with credit bureaus so you can build your credit. Click here to learn more about joining Sezzle Up.
- Set a Bank Account as your Default Payment Method - Making a bank account your default payment method on all scheduled installments will unlock your limit for viewing and avoid any potential convenience fees associated with installment payments. Click here to learn more about adding and changing default payment methods.
Can Sezzle increase my spending limit?
Every purchase attempt and approval is completely automated and we are unable to manually increase spending limits. Because of our unique approval process, including the fact that we don't have fixed spending limits, we're able to provide our shoppers with a completely free service.
If you are looking to place an order but were declined, you may need to begin by placing a smaller order. Over time, your purchasing power can increase.
Please note: Our automated system does not approve 100% of orders, and it is possible that your order may be declined, even if the order amount is less than your estimated spending limit, as Sezzle considers a variety of factors during the approval process. Click here to learn more about potential declines you may incur.