Pay-in-2 is a new option that allows you to split a purchase into two payments: 50% down at the time of purchase and the remaining 50% two weeks later.
Pay-in-2 helps you build positive payment history and, if you are opted in to Sezzle Up, the credit builder, Pay-in-2 orders and the payments you make on these orders will be reported to credit bureaus to help build your credit history.
Pay-in-2 is only available at some checkouts based on various criteria. It may be presented alongside a Pay-in-Full option or when a pay-in-4 payment plan is unavailable for the following scenarios:
- You are attempting a purchase over your current spending power. See How do I know my Sezzle limit?
- The order is below the minimum order amount at the merchant. See Is there a minimum to use Sezzle?
- You’ve reached the maximum number of open orders with the merchant or with Sezzle
- You have a current rescheduled payment
If would prefer to pay-in-4 or you're still having trouble with checkout, see common decline reasons here and how to solve them.
Why am I not shown a Pay-in-2 offer?
Pay-in-2 payment plans may not be available at all merchants and are most often not shown on orders above $500. Some exceptions may apply dependant on the merchant and other criteria, including but not limited to repayment activity.
Please note: Sezzle is unable to manually approve any orders or increase spending limits.