Pay-in-2 is a new option that allows you to split a purchase into two payments: 50% down at the time of purchase and the remaining 50% two weeks later.
Pay-in-2 helps you build positive payment history, and if you opt in to Sezzle Up, the payments you make on these orders will be reported to credit bureaus to help build your credit history.
Pay-in-2 may be presented at checkout alongside pay-in-4, pay-in-full, or when a pay-in-4 payment plan is unavailable for the following scenarios:
- You are attempting a purchase over your current spending power. See, How do I know how much I can spend with Sezzle?
- The order is below the minimum order amount at the merchant. See, Is there a minimum to use Sezzle?
- You’ve reached the maximum number of open orders with the merchant or with Sezzle.
- You have a rescheduled payment.
If you prefer to pay-in-4 or are still having trouble with checkout, see common decline reasons here and how to solve them.
Why am I not shown a Pay-in-2 offer?
Pay-in-2 payment plans may not be available at all merchants and are often not shown on orders above $500. Some exceptions may apply depending on the merchant and other criteria, including but not limited to repayment activity.