Our system decides which options are available for each individual shopper to pay for an order based on a variety of factors, including but not limited to account history, item type, and order value. We do not have a way to adjust this manually.
Why can't I choose to Pay Later?
At checkout, you might not see the Pay Later option available for the following scenarios:
- You are attempting a purchase over your current estimated spending power. See, How do I know how much I can spend with Sezzle?
- The order is below the minimum order amount at the merchant. See, Is there a minimum to use Sezzle?
- You’ve reached the maximum number of open orders with the merchant or Sezzle.
- You have a rescheduled payment.
Other checkout options you may see that also allow you to build positive payment history with Sezzle are:
- Pay in 2 - 50% down at the time of purchase and the remaining 50% two weeks later
- Pay in 1 (Pay in Full) - Earn up to 2% back in Sezzle Spend at eligible merchants
If you prefer to pay in 4 or are still having trouble with checkout, see common decline reasons here and how to solve them.